Financial Aid for Graduate Study

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Neo
Major: International Business
Status: Light Keeper

A person with strange ideas in my head and strange feelings in my heart...

Financial Aid for Graduate Study
Andy Neo

Need based

Information about need based aid is usually available in catalogs and university publications. Eligibility criteria are standard.
Grants:
Grants are outright money with few or no strings attached. There are usually no work or research obligations. Most grants and fellowships are merit based, but generally each university offers some grants on the basis of financial need. Grants may be awarded for a specific purpose (i.e., to cover the cost of typing a thesis or dissertation). Application for these funds usually requires a proposal one year in advance. Normally grants are awarded for a 12 to 18 month period, although payment may be stopped if a student fails to maintain status for which the grant was awarded. Periodic progress reports are sometimes required. Grants do not have to be repaid.
Work Study:
In work study programs, students work for non-profit organizations. This may include the university itself. Most work study programs are federally funded, although some are supported by state or institutional funds. Students are required to work a specific number of hours; either half-time (20 hours per week) or quarter time (10 hours per week). Work study often consumes valuable hours for low wages.
Administrative Assistantships:
These awards are generally based on need and academic qualifications, and require 10 to 20 hours per week of work in an administrative office of the university. Administrative assistantships may provide a salary or a tuition waiver.
Internships and Cooperative Education Programs:
Internships and cooperative education programs integrate classroom studies with on-the-job professional experience. Internships can be arranged either through a university or by the individual directly. However, it is necessary to check course credit and visa requirements with the foreign student advisor. Although student earnings vary between fields and geographic location, co-op students earn $8,000 per year on the national average. Practical training after completion of the program for up to 12 months or during the program is also possible.

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